Moving Out When a Relationship Goes Wrong
Relationships end for all kinds of reasons and under many different circumstances. No break-ups are ever easy especially when you’re living together, and they are all very different and unique to the couple involved and though none are ever easy, some are less complicated than others. It’s difficult to produce an article that can give you the definitive answers as to the best way to go about things as circumstances will differ for every couple but, hopefully, here is some general advice which should make things a little clearer and help to make the transition go more smoothly.
An Amicable Departure
These are always the simplest situations to resolve. It may well be that you both take an adult view that the relationship has run its natural course and that you have come to an agreement that one of you is to move out. No matter how upset you feel, the important thing here is not to get drawn into fights, slanging matches and harbour ill-feelings towards one and other. What your aim must be is to get out with the minimum of fuss and to ensure that you’re not making life any more difficult than it is already for the person staying behind.
Once you have discussed the fact that one of you is to move out, you’ll need to draw up some plans for any bills that the person leaving will still be liable for. In some cases, he/she may be able to settle all their share of impending bills before they leave but if that’s not possible, you might need to agree to things such as sending copies of bills to the person leaving and to make arrangements as to how they are going to pay their share. It may mean meeting one final time or a couple of further phone calls to settle any remaining financial matters but you should be mature enough to cope with that. Once the formalities have been agreed, you should then move all of your belongings out as soon as possible. It’s important that you take everything that belongs to you with you – don’t leave anything behind as it sends out the wrong signal that you might be thinking of moving back in at a later time.
Obviously, in some cases, you’ll have joint possessions. If so, the division of these need to be discussed when you’re sorting out your bills obligations. If you trust the other person, it often helps both of you if you can arrange a mutually agreed time and day where the person leaving can be left alone to pack up their belongings and leave without the other person being present.
Complicated SituationsNot all break-ups are going to be as straightforward or as amicable as the situation above describes. If you are married and/or there are children involved or if you have joint ownership on the property or have a joint tenancy agreement, you may need to seek advice from a solicitor or, at least, from Citizen’s Advice to establish your rights. This is not always straightforward or a formality so, if you find yourself in a similar situation, be sure that you seek advice as soon as possible and do not move out of the house before finding out your rights, unless you are in physical danger or it’s simply impractical to remain there.
Where Children are InvolvedYou should try to keep any disruption in their lives to an absolute minimum. Discuss the situation with them at the earliest opportunity and do not speak negatively about your partner. Try to keep their regular activities and their day-to-day routines as normal as possible and when discussing things with them, keep it simple and stick to the facts. Don’t be tempted to use your children as a confidante or encourage them to take sides as this will put them in an untenable position.
In essence, whilst moving out when a relationship goes wrong is never easy, the important things to remember are to try and do this as easily as possible for the both of you whilst, at the same time, ensuring that you establish your rights and put your children first. No matter how you’re feeling emotionally, if you keep in mind that time is a great healer and that the more simple you make it for each other, the sooner you can both get on with your lives productively, the easier the transition will be.
For more information please visit http://www.gocompareremovals.co.uk/
Wednesday, 29 April 2009
Friday, 24 April 2009
Cheap Tips to Transform Your Home
When times are tough and money is tight, sometimes a change in the home can do wonders for your spirit and mood. And if you are moving into a new place and want to make your own mark, a transformation of colour or a new interior design can really bring a fresh feel to a room or space.
Householders worry about the cost of making these sorts of changes but not all changes have to be expensive. What you do need to invest is your time, your thoughts and your enthusiasm. Here are a few cheap tips.
Change Colour Cheaply
The best way to give yourself a new colour scheme without breaking the bank is to find some free paint! Spend half an hour or so ringing round your friends and family, asking them to dig out their half-finished tins from the backs of their sheds. Then spend an afternoon rounding them up.
When you get home, try mixing the colours together until you get some shades you are happy with. Remember, a whole room does not need to be painted in one colour. Find tones that complement each other in order not to restrict yourself by lack of paint. Paint different walls in different hues - and do the same under and above dado rails, picture rails and cornicing.
Focus on One Wall
You could also consider creating just one “feature wall” within a room. Either do this using the free paint you have rounded up or using wallpaper. Again, ask around. Lots of people have one or two rolls left over from papering a space. Otherwise, ask at the counter in your local DIY shop. There is often a roll or two left at the end of a line - and you might be lucky and pick up a bargain.
Other innovative, cheap and cheerful solutions include using magazines and newsprint on a feature wall, then lightly colour washing over the top. Or even painting a mural - once again using those tins you have collected from friends and family.
Changing Accessories
Don’t forget that changing a few accessories in a room can also have a transformational effect. Look at your room and then decide on a colour scheme. Spend an afternoon or so going round discount and second-hand stores rounding up items that work well together colour-wise. For a bathroom, look for towels, tooth-brush holders and soap dishes etc. For a kitchen, you want plates, fruit bowls and racks etc. If you are looking to transform a living space, look for vases, candles, cushions, rugs and throws. These need not cost a fortune but can really give your room a different ambience
Pictures and Plants
Moving along the same lines, consider bringing in a few pot plants and pictures. Ask friends if they can split plants or give you seedlings. Visit garden centres and local shops to snap up their special offers. Consider visiting those discount stores again to find brightly coloured or stylish pots that will match your design. Pictures can also really help to bring a fresh feel to a space. Take your own photos or consider framing artwork by your children. Look out for reasonably priced prints in cheaper shops or on-line. These days it is easy to buy very reasonably priced ready-made frames straight off the shelf. And why not be daring and go for some large sizes that will really fill your walls?
Fore more information please visit www.gocompareremovals.co.uk/house-removal-advice.htm
Householders worry about the cost of making these sorts of changes but not all changes have to be expensive. What you do need to invest is your time, your thoughts and your enthusiasm. Here are a few cheap tips.
Change Colour Cheaply
The best way to give yourself a new colour scheme without breaking the bank is to find some free paint! Spend half an hour or so ringing round your friends and family, asking them to dig out their half-finished tins from the backs of their sheds. Then spend an afternoon rounding them up.
When you get home, try mixing the colours together until you get some shades you are happy with. Remember, a whole room does not need to be painted in one colour. Find tones that complement each other in order not to restrict yourself by lack of paint. Paint different walls in different hues - and do the same under and above dado rails, picture rails and cornicing.
Focus on One Wall
You could also consider creating just one “feature wall” within a room. Either do this using the free paint you have rounded up or using wallpaper. Again, ask around. Lots of people have one or two rolls left over from papering a space. Otherwise, ask at the counter in your local DIY shop. There is often a roll or two left at the end of a line - and you might be lucky and pick up a bargain.
Other innovative, cheap and cheerful solutions include using magazines and newsprint on a feature wall, then lightly colour washing over the top. Or even painting a mural - once again using those tins you have collected from friends and family.
Changing Accessories
Don’t forget that changing a few accessories in a room can also have a transformational effect. Look at your room and then decide on a colour scheme. Spend an afternoon or so going round discount and second-hand stores rounding up items that work well together colour-wise. For a bathroom, look for towels, tooth-brush holders and soap dishes etc. For a kitchen, you want plates, fruit bowls and racks etc. If you are looking to transform a living space, look for vases, candles, cushions, rugs and throws. These need not cost a fortune but can really give your room a different ambience
Pictures and Plants
Moving along the same lines, consider bringing in a few pot plants and pictures. Ask friends if they can split plants or give you seedlings. Visit garden centres and local shops to snap up their special offers. Consider visiting those discount stores again to find brightly coloured or stylish pots that will match your design. Pictures can also really help to bring a fresh feel to a space. Take your own photos or consider framing artwork by your children. Look out for reasonably priced prints in cheaper shops or on-line. These days it is easy to buy very reasonably priced ready-made frames straight off the shelf. And why not be daring and go for some large sizes that will really fill your walls?
Fore more information please visit www.gocompareremovals.co.uk/house-removal-advice.htm
Wednesday, 22 April 2009
Packing Room by Room
When it comes to packing not all rooms are the same but here are a few useful tips to help you when it comes to packing room by room.
Bathroom
Your primary focus is going to be on any cupboards or drawers which contain toiletries or medicines. You need to go through your medicine cabinet carefully and separate those medicines which you no longer use or are past their expiry date and get rid of them. Getting rid does not mean flushing them down the toilet as that can cause contamination. Once you’re left with the rest, divide them up into two separate piles packaged up in plastic bags and any which are ‘essential’ should be kept separate from the others that you may only use occasionally. Toiletries you intend taking with you should be put in sealable plastic bags and make sure that any tops or caps are securely tightened. Anything contained in a glass bottle should be placed in a box with bubble wrap as opposed to a plastic bag.
Bedrooms
Check the wardrobes first followed by any dressing tables and cupboards. If you have particular clothes you don’t want to get wrinkled, you may need to get hold of some wardrobe boxes but everything else can either be left on hangars and folded into a box or, if you’re not particularly fussy, you can simply fill your holiday suitcases with clothes and shove everything else in boxes. Shoes should be kept in their original boxes if you still have them or wrapped in newspaper as pairs and put into a larger box. Jewellery should be put in a secure box and carried with you on your person. Don’t allow expensive jewellery to be loaded onto the back of a removal van with everything else. In fact, many companies won’t permit this anyway, unless you’ve taken out special insurance.
Linens, sheets and pillows should be packaged up into clear plastic sacks and you can buy special mattress boxes if you don’t have any plastic sacks large enough. Dressing tables and cupboards should be completely emptied out and their drawers taped so that they cannot fall out when carried. Wrap all ornaments in bubble wrap and place carefully in boxes marked fragile. Curtains and any other drapery should be placed in a wardrobe box or folded neatly and packed in a medium-sized box. This would apply to curtains and drapery in all rooms. Be careful with blinds so that they don’t get tangled up with each other. Separating them with paper is usually the best way to prevent this happening. Mirrors, pictures and picture frames should go in special cartons which your removal company can obtain for you. Be certain that the cartons you purchase are designed to carry the weight of the mirrors and picture frames.
Dining Room/Kitchen
Things like china and glassware should be wrapped in newspaper by each individual piece unless you have the original boxes they came in as a set. Bubble wrapping them at the top, bottom and sides of the box will also help to protect them. Plates and platters should be stacked vertically if possible and separated by newspaper or bubble wrap. Any silverware should be wrapped in newspaper or bubble wrap to prevent tarnishing. Rugs in any room should be professionally cleaned before you move and there are special containers which your removal company should be able to get hold for these items. You need to be very careful if you have chandeliers. Usually, you should leave the packing of these to the professionals. Once again, secure any drawers in cabinets with tape and remove any glass table tops and store them separately where possible.
For things like expensive tables, they can be covered in blankets and you can get hold of protective corners as this is where a table is likely to get damaged and any self-assembly items should be disassembled and all screws, nuts etc, kept in separate bag or box and marked accordingly. When it comes to food in cupboards, a useful guide is to consider the weight to cost ratio. Tins especially can take up so much room and weight yet many tinned goods are that cheap to buy that you may be better giving these away or disposing of them. Don’t forget to take the opportunity of getting rid of all those items that have passed their ‘use by’ date. All perishable foods and frozen goods will also need to be given away or disposed of unless you’re only travelling a short distance and you have freezer boxes.
Take the opportunity to get rid of the majority of cleaning products but keep one or two handy as you’ll need them to do a final ‘once over’ wipedown before you leave and you might need them for the same purpose again in your new home.
The Living/Front Room
Things like curtains, drapery, pictures, frames, mirrors have all been discussed previously and the same applies here. Put all seat cushions into large clear plastic bags and secure. Lamps, lampshades and other fragile items should be wrapped in newspaper or bubble wrap and put into boxes marked ‘fragile’. All your electrical items such as TVs, computers, hi-fis, DVD players etc should be packed in their original boxes if you have them. If not, use bubble wrap and place them in a well protected box. Getting hold of some polystyrene balls to fill the box with will give added protection.
Make sure all connecting leads and supplementary devices such as remote controls are boxed up separately by each individual item and don’t forget to include the user manuals so you’ll be able to reconnect everything correctly at the other end.
This is by no means an exhaustive guide to packing room-by-room. There may be a study and a children’s play room to consider as well, for example. However, by considering the items in question and ensuring that you’ve packed them appropriately; you’re far less likely to be dealing with damaged goods when you reach your new home.
For more information please visit www.gocompareremovals.co.uk
Bathroom
Your primary focus is going to be on any cupboards or drawers which contain toiletries or medicines. You need to go through your medicine cabinet carefully and separate those medicines which you no longer use or are past their expiry date and get rid of them. Getting rid does not mean flushing them down the toilet as that can cause contamination. Once you’re left with the rest, divide them up into two separate piles packaged up in plastic bags and any which are ‘essential’ should be kept separate from the others that you may only use occasionally. Toiletries you intend taking with you should be put in sealable plastic bags and make sure that any tops or caps are securely tightened. Anything contained in a glass bottle should be placed in a box with bubble wrap as opposed to a plastic bag.
Bedrooms
Check the wardrobes first followed by any dressing tables and cupboards. If you have particular clothes you don’t want to get wrinkled, you may need to get hold of some wardrobe boxes but everything else can either be left on hangars and folded into a box or, if you’re not particularly fussy, you can simply fill your holiday suitcases with clothes and shove everything else in boxes. Shoes should be kept in their original boxes if you still have them or wrapped in newspaper as pairs and put into a larger box. Jewellery should be put in a secure box and carried with you on your person. Don’t allow expensive jewellery to be loaded onto the back of a removal van with everything else. In fact, many companies won’t permit this anyway, unless you’ve taken out special insurance.
Linens, sheets and pillows should be packaged up into clear plastic sacks and you can buy special mattress boxes if you don’t have any plastic sacks large enough. Dressing tables and cupboards should be completely emptied out and their drawers taped so that they cannot fall out when carried. Wrap all ornaments in bubble wrap and place carefully in boxes marked fragile. Curtains and any other drapery should be placed in a wardrobe box or folded neatly and packed in a medium-sized box. This would apply to curtains and drapery in all rooms. Be careful with blinds so that they don’t get tangled up with each other. Separating them with paper is usually the best way to prevent this happening. Mirrors, pictures and picture frames should go in special cartons which your removal company can obtain for you. Be certain that the cartons you purchase are designed to carry the weight of the mirrors and picture frames.
Dining Room/Kitchen
Things like china and glassware should be wrapped in newspaper by each individual piece unless you have the original boxes they came in as a set. Bubble wrapping them at the top, bottom and sides of the box will also help to protect them. Plates and platters should be stacked vertically if possible and separated by newspaper or bubble wrap. Any silverware should be wrapped in newspaper or bubble wrap to prevent tarnishing. Rugs in any room should be professionally cleaned before you move and there are special containers which your removal company should be able to get hold for these items. You need to be very careful if you have chandeliers. Usually, you should leave the packing of these to the professionals. Once again, secure any drawers in cabinets with tape and remove any glass table tops and store them separately where possible.
For things like expensive tables, they can be covered in blankets and you can get hold of protective corners as this is where a table is likely to get damaged and any self-assembly items should be disassembled and all screws, nuts etc, kept in separate bag or box and marked accordingly. When it comes to food in cupboards, a useful guide is to consider the weight to cost ratio. Tins especially can take up so much room and weight yet many tinned goods are that cheap to buy that you may be better giving these away or disposing of them. Don’t forget to take the opportunity of getting rid of all those items that have passed their ‘use by’ date. All perishable foods and frozen goods will also need to be given away or disposed of unless you’re only travelling a short distance and you have freezer boxes.
Take the opportunity to get rid of the majority of cleaning products but keep one or two handy as you’ll need them to do a final ‘once over’ wipedown before you leave and you might need them for the same purpose again in your new home.
The Living/Front Room
Things like curtains, drapery, pictures, frames, mirrors have all been discussed previously and the same applies here. Put all seat cushions into large clear plastic bags and secure. Lamps, lampshades and other fragile items should be wrapped in newspaper or bubble wrap and put into boxes marked ‘fragile’. All your electrical items such as TVs, computers, hi-fis, DVD players etc should be packed in their original boxes if you have them. If not, use bubble wrap and place them in a well protected box. Getting hold of some polystyrene balls to fill the box with will give added protection.
Make sure all connecting leads and supplementary devices such as remote controls are boxed up separately by each individual item and don’t forget to include the user manuals so you’ll be able to reconnect everything correctly at the other end.
This is by no means an exhaustive guide to packing room-by-room. There may be a study and a children’s play room to consider as well, for example. However, by considering the items in question and ensuring that you’ve packed them appropriately; you’re far less likely to be dealing with damaged goods when you reach your new home.
For more information please visit www.gocompareremovals.co.uk
Monday, 20 April 2009
Advice on Moving Refrigerators and Freezers
Refrigerators and freezers alongside other bulkier items of furniture and other household appliances are usually the most difficult items to move from one house to another. They’re cumbersome and heavy and you should never attempt to move these items on your own. It’s not simply an issue of their bulkiness and weight, however. You will need to both prepare and clean your appliance first before moving it and also make provisions to store any of its contents, give them away or put them in the bin.
Defrosting
You should fully thaw and defrost your fridge and freezer ahead of moving day. Although this is likely to cause you some inconvenience, it has to be done otherwise you’ll have problems with things like condensation and ice on the day of the move. Not only that, you need to make sure it is fully dry and has been fully aired out before moving it or it may result in a musty smell so this is one of those tasks which you should be prepared for about 1 to 2 days before the move. Even if you have a frost free appliance, you should still prepare it a couple of days in advance.
Removable Parts
Make sure you remove all the trays, crispers, chilled drink dispenser, shelves, egg tray and any other removable part of the fridge or freezer otherwise they’re likely to come out of position when they’re lifted which could cause them to break and to damage the lining of the appliance. Keep these parts in a container and label them so that you know where they are when you reach your destination.
Cleaning
Assuming that you’ve removed all the spare parts and foodstuff items, in particular perishables, from your appliance, you should unplug it before beginning to clean it. Use a cloth and mild detergent (or a baking soda solution) to clean the interior of the appliance. Don’t just wipe down what you can easily see. In fridges especially, you need to look underneath shelf runners too as you’ll often be amazed at how much grime has gathered or remnants of food are caked on to the underneath of the runners. Likewise with the door seals.
It’s no use just running a cloth along the top. Pushing the sides of the seal apart is likely to reveal a whole lot more dirt than you bargained for. Once you’ve done this and wiped down the exterior of the appliance, you should leave the door open for at least 24 hours to allow for any moisture to disperse. You’ll also need to wash the removable parts and let them dry too before placing them in a separate container. Don’t forget that glass shelves should be handled carefully and wrapped in some kind of protective covering and transported in a separate bag or container marked ‘fragile’. You should also remove the base cover at the bottom of the fridge and vacuum the condenser or compressor as well as emptying and cleaning out the evaporator pan.
Moving the Appliance
You should remove any handles if possible to avoid them getting snagged on something or damaged during the move. It’s also a good idea to pack the interior of a fridge with lightweight blankets to keep it more stable during transit. In some cases, motors may need to bolted down so you should refer to your instruction manual about that or speak to an expert if you’re not sure as many appliances are not designed to be carried on their sides as it can damage the motor so you should make sure you check otherwise you may end up ruining the appliance. Wrapping some blankets or other soft covering around the appliance before you move it will also help to minimise it being scratched or its exterior being damaged.
A Word of Caution about Freezers
If you’ve planned things well, you should have run down the food in your freezer in the weeks leading up to the move but if you’ve forgotten to do that, be very wary about leaving food in the freezer and taking it with you. Freezers were not designed to be lifted full of food and you can damage your freezer by trying to carry it with excess weight inside. Not only that, frozen food can’t be kept frozen during a move and it can defrost and deteriorate far more quickly than you might envisage. This can cause bad odours which can be absorbed into the lining which can often be impossible to get rid of and, therefore, it will make the freezer unusable. The best thing to do is give away any remaining frozen food you have left to neighbours or simply dispose of it in the bin. It might seem a waste of money but a new freezer is bound to cost you more.
For more information please visit www.gocompareremovals.co.uk/house-removal-advice.htm
Defrosting
You should fully thaw and defrost your fridge and freezer ahead of moving day. Although this is likely to cause you some inconvenience, it has to be done otherwise you’ll have problems with things like condensation and ice on the day of the move. Not only that, you need to make sure it is fully dry and has been fully aired out before moving it or it may result in a musty smell so this is one of those tasks which you should be prepared for about 1 to 2 days before the move. Even if you have a frost free appliance, you should still prepare it a couple of days in advance.
Removable Parts
Make sure you remove all the trays, crispers, chilled drink dispenser, shelves, egg tray and any other removable part of the fridge or freezer otherwise they’re likely to come out of position when they’re lifted which could cause them to break and to damage the lining of the appliance. Keep these parts in a container and label them so that you know where they are when you reach your destination.
Cleaning
Assuming that you’ve removed all the spare parts and foodstuff items, in particular perishables, from your appliance, you should unplug it before beginning to clean it. Use a cloth and mild detergent (or a baking soda solution) to clean the interior of the appliance. Don’t just wipe down what you can easily see. In fridges especially, you need to look underneath shelf runners too as you’ll often be amazed at how much grime has gathered or remnants of food are caked on to the underneath of the runners. Likewise with the door seals.
It’s no use just running a cloth along the top. Pushing the sides of the seal apart is likely to reveal a whole lot more dirt than you bargained for. Once you’ve done this and wiped down the exterior of the appliance, you should leave the door open for at least 24 hours to allow for any moisture to disperse. You’ll also need to wash the removable parts and let them dry too before placing them in a separate container. Don’t forget that glass shelves should be handled carefully and wrapped in some kind of protective covering and transported in a separate bag or container marked ‘fragile’. You should also remove the base cover at the bottom of the fridge and vacuum the condenser or compressor as well as emptying and cleaning out the evaporator pan.
Moving the Appliance
You should remove any handles if possible to avoid them getting snagged on something or damaged during the move. It’s also a good idea to pack the interior of a fridge with lightweight blankets to keep it more stable during transit. In some cases, motors may need to bolted down so you should refer to your instruction manual about that or speak to an expert if you’re not sure as many appliances are not designed to be carried on their sides as it can damage the motor so you should make sure you check otherwise you may end up ruining the appliance. Wrapping some blankets or other soft covering around the appliance before you move it will also help to minimise it being scratched or its exterior being damaged.
A Word of Caution about Freezers
If you’ve planned things well, you should have run down the food in your freezer in the weeks leading up to the move but if you’ve forgotten to do that, be very wary about leaving food in the freezer and taking it with you. Freezers were not designed to be lifted full of food and you can damage your freezer by trying to carry it with excess weight inside. Not only that, frozen food can’t be kept frozen during a move and it can defrost and deteriorate far more quickly than you might envisage. This can cause bad odours which can be absorbed into the lining which can often be impossible to get rid of and, therefore, it will make the freezer unusable. The best thing to do is give away any remaining frozen food you have left to neighbours or simply dispose of it in the bin. It might seem a waste of money but a new freezer is bound to cost you more.
For more information please visit www.gocompareremovals.co.uk/house-removal-advice.htm
Friday, 17 April 2009
Moving Overseas
Most of us will have spent lazy days on holiday lying on a sun-kissed beach with not a care in the world and have thought “wouldn’t it be nice to live abroad?” at one time or another. And whilst many Brits will go on and turn their dreams into reality and become part of the millions of expats living overseas, there are so many considerations to take into account and it involves far more thought and careful planning than you’re likely to have thought possible. If moving overseas is something you are seriously considering, however, here are just some of the many issues you’ll need to think carefully about.
Permits/VisasFirstly, depending on where you are looking to move to, you may find that it’s difficult or nigh on impossible to obtain the relevant paperwork such as visas and work permits unless you’re moving to another EU member country. Therefore, it’s important you find that out from the outset because without the necessary paperwork, all of the other considerations will be meaningless.
Health and InsuranceIt’s not simply a matter of a couple of weeks’ travel insurance but you’ll need to take out comprehensive insurance policies for your health, travel, home and contents, third party liability and motor insurance. Health insurance is vital as without it, you could end up being left with bills you simply cannot afford to pay if you suffer from a serious illness or have a bad accident whilst abroad. It’s not like the UK which has the NHS. In certain countries, you may not even be entitled to the most basic of healthcare facilities without having the proper insurance. You should also be aware of any potential health risks in the country you’re travelling to, make sure that you have all of the proper vaccinations and have taken any other necessary health precautions.
Cultural IssuesOnce again, a holiday experience abroad is likely to be very different from becoming a resident in a certain country. Even if you do tend to go on holidays away from the typically British resorts overseas and enjoy conversing with the local natives, actually living amongst them as a resident can be very different and in many places, you’ll need to get to know their culture, heritage, traditions, customs and way of life before you go as you may find that certain practices and beliefs are so far off from what you feel you can accommodate within your own lifestyle so it’s important you gain a grasp of these first before deciding if a move to a particular country is right for you.
Children and EducationIf you are planning to move abroad with children, you’ll also need to look at the implications for their schooling. Will there be schools there where English is widely spoken? Are the schools of a high standard? How do your children feel about integrating with foreign children and perhaps having to learn a new language? All of these and much more are questions you’ll need to have answered.
Cost of LivingMany people quit Britain for a life abroad because of the cost of living which they believe is far cheaper overseas. Whilst this may be true in some countries, it is not true of all and it’s important you find out if you can actually afford to live overseas whilst maintaining your required standard of living. Remember things like healthcare costs which are often not taken into account when considering like-for-like costs of living between the UK and countries overseas.
EmploymentIf you have a job go to, you’ll also need to consider what you would do if the job ended at any point. Would you be able to obtain another job within your chosen field quite quickly and, if not, how might this affect your ability to afford the means to sustain yourself and your family?
Finance and TaxesYou’ll also need to consider opening a foreign bank account and to find out more about taxes and other charges which you will incur in the place you are moving to and the cost of any implications of financial assets you still might have in the UK.
These are just some of the issues which will need careful consideration before moving overseas. Others would include things like accessibility to public transport if you don’t intend having a car, crime and personal safety and communications infrastructures if you rely on them for work or for keeping in touch with friends and family back home.
The important thing to remember is that many expats go on to lead far happier lives and have never regretted leaving the UK for a life overseas. There are, however, many for whom it ends up turning into a nightmare. Therefore, the key thing is to plan meticulously, ensuring that relocation overseas is viable and something you are determined to do and then to also have some kind of ‘exit strategy’ in place, should emergencies occur or you decide later that you wish to return home.
For more information about overseas moves please visit www.gocompareremovals.co.uk/international-removals.htm
Permits/VisasFirstly, depending on where you are looking to move to, you may find that it’s difficult or nigh on impossible to obtain the relevant paperwork such as visas and work permits unless you’re moving to another EU member country. Therefore, it’s important you find that out from the outset because without the necessary paperwork, all of the other considerations will be meaningless.
Health and InsuranceIt’s not simply a matter of a couple of weeks’ travel insurance but you’ll need to take out comprehensive insurance policies for your health, travel, home and contents, third party liability and motor insurance. Health insurance is vital as without it, you could end up being left with bills you simply cannot afford to pay if you suffer from a serious illness or have a bad accident whilst abroad. It’s not like the UK which has the NHS. In certain countries, you may not even be entitled to the most basic of healthcare facilities without having the proper insurance. You should also be aware of any potential health risks in the country you’re travelling to, make sure that you have all of the proper vaccinations and have taken any other necessary health precautions.
Cultural IssuesOnce again, a holiday experience abroad is likely to be very different from becoming a resident in a certain country. Even if you do tend to go on holidays away from the typically British resorts overseas and enjoy conversing with the local natives, actually living amongst them as a resident can be very different and in many places, you’ll need to get to know their culture, heritage, traditions, customs and way of life before you go as you may find that certain practices and beliefs are so far off from what you feel you can accommodate within your own lifestyle so it’s important you gain a grasp of these first before deciding if a move to a particular country is right for you.
Children and EducationIf you are planning to move abroad with children, you’ll also need to look at the implications for their schooling. Will there be schools there where English is widely spoken? Are the schools of a high standard? How do your children feel about integrating with foreign children and perhaps having to learn a new language? All of these and much more are questions you’ll need to have answered.
Cost of LivingMany people quit Britain for a life abroad because of the cost of living which they believe is far cheaper overseas. Whilst this may be true in some countries, it is not true of all and it’s important you find out if you can actually afford to live overseas whilst maintaining your required standard of living. Remember things like healthcare costs which are often not taken into account when considering like-for-like costs of living between the UK and countries overseas.
EmploymentIf you have a job go to, you’ll also need to consider what you would do if the job ended at any point. Would you be able to obtain another job within your chosen field quite quickly and, if not, how might this affect your ability to afford the means to sustain yourself and your family?
Finance and TaxesYou’ll also need to consider opening a foreign bank account and to find out more about taxes and other charges which you will incur in the place you are moving to and the cost of any implications of financial assets you still might have in the UK.
These are just some of the issues which will need careful consideration before moving overseas. Others would include things like accessibility to public transport if you don’t intend having a car, crime and personal safety and communications infrastructures if you rely on them for work or for keeping in touch with friends and family back home.
The important thing to remember is that many expats go on to lead far happier lives and have never regretted leaving the UK for a life overseas. There are, however, many for whom it ends up turning into a nightmare. Therefore, the key thing is to plan meticulously, ensuring that relocation overseas is viable and something you are determined to do and then to also have some kind of ‘exit strategy’ in place, should emergencies occur or you decide later that you wish to return home.
For more information about overseas moves please visit www.gocompareremovals.co.uk/international-removals.htm
Wednesday, 15 April 2009
Shipping Overseas - Plane or Boat?
If you’re moving many miles away overseas the two main options you’re going to have are whether you transport your belongings by air or by sea. Obviously, if you’re flying yourselves, you may end up thinking that it’ll be easier to transport everything on the plane but if you have a lot of stuff, it may well end up having to go on a different cargo plane altogether anyway. The main factors are going to be cost and how long you’re prepared to wait for your belongings at the other end. This article will outline a few of the pros and cons of each method.
Shipping by Sea
Shipping costs are worked out by volume as opposed to weight which is how sea freight is calculated in terms of cost so you’ll obviously save yourself a great deal of money should you choose to ship everything by sea. The downside, however, is that you’ll wait a lot longer for your belongings to appear at your destination and, depending on circumstances, that could mean that you incur additional costs if, for example, you prefer your creature comforts and decide to take up temporary residence in, say, a hotel and stay there until your belongings arrive. You should also note that, unlike with air freight, your bottom line quote will usually not include insurance which you’ll also have to take out independently and which could bump up the total cost considerably. And, although it can vary between companies, insurance is usually based on either coverage for loss only or the more expensive coverage for loss and damage so when you ask for a quote, make sure you know what you’re covered for. Also, as most shipping companies will only ship your belongings in wooden containers or crates which are seaworthy, this could mean them taking up more space than you have available to you in your home as you’re trying to pack and they might also not be included in the cost or you will be charged extra for them.
Shipping by Air
Air freight, whilst being more expensive, is a much quicker way of getting re-united with your belongings at your destination and it’s this convenience that may make you think that it’s worth paying the extra cost which can be quite considerable. But, as you can also use your own boxes it can make the whole process a lot quicker and simpler and it’s really only the cost that might be too prohibitive.
Get Several Quotes
The best thing to do is to obtain a number of quotes from both companies who specialise in sea freight and those who specialise in air freight. Then, once you’ve decided which method you’re going to opt for, then you should compare the quotes again and find out the bottom line and whether or not it includes things like insurance and door-to-door pick up and delivery as what, at first, might seem the cheapest quote might be the most expensive once you add on all the extras. Just as you would with any removal company, try to find out as much as you can about the companies you’re comparing – how long they’ve been established, where they tend to ship to the most, do they ship to your destination regularly, do they have their own packers, can they provide you with written references, how long it will take from the moment the items leave your door to the time they arrive at the other end etc. These are all questions you need to find out before you can finalise which company you intend using.
For more information about overseas moves please visit
www.gocompareremovals.co.uk/international-removals.htm
Shipping by Sea
Shipping costs are worked out by volume as opposed to weight which is how sea freight is calculated in terms of cost so you’ll obviously save yourself a great deal of money should you choose to ship everything by sea. The downside, however, is that you’ll wait a lot longer for your belongings to appear at your destination and, depending on circumstances, that could mean that you incur additional costs if, for example, you prefer your creature comforts and decide to take up temporary residence in, say, a hotel and stay there until your belongings arrive. You should also note that, unlike with air freight, your bottom line quote will usually not include insurance which you’ll also have to take out independently and which could bump up the total cost considerably. And, although it can vary between companies, insurance is usually based on either coverage for loss only or the more expensive coverage for loss and damage so when you ask for a quote, make sure you know what you’re covered for. Also, as most shipping companies will only ship your belongings in wooden containers or crates which are seaworthy, this could mean them taking up more space than you have available to you in your home as you’re trying to pack and they might also not be included in the cost or you will be charged extra for them.
Shipping by Air
Air freight, whilst being more expensive, is a much quicker way of getting re-united with your belongings at your destination and it’s this convenience that may make you think that it’s worth paying the extra cost which can be quite considerable. But, as you can also use your own boxes it can make the whole process a lot quicker and simpler and it’s really only the cost that might be too prohibitive.
Get Several Quotes
The best thing to do is to obtain a number of quotes from both companies who specialise in sea freight and those who specialise in air freight. Then, once you’ve decided which method you’re going to opt for, then you should compare the quotes again and find out the bottom line and whether or not it includes things like insurance and door-to-door pick up and delivery as what, at first, might seem the cheapest quote might be the most expensive once you add on all the extras. Just as you would with any removal company, try to find out as much as you can about the companies you’re comparing – how long they’ve been established, where they tend to ship to the most, do they ship to your destination regularly, do they have their own packers, can they provide you with written references, how long it will take from the moment the items leave your door to the time they arrive at the other end etc. These are all questions you need to find out before you can finalise which company you intend using.
For more information about overseas moves please visit
www.gocompareremovals.co.uk/international-removals.htm
Monday, 13 April 2009
Moving Your Car Overseas
If you’re moving abroad and intend shipping your car overseas the two main things you’re going to need to consider are looking for an appropriate company to ship it and the things you need to do with regards to informing the DVLA.
Informing the DVLA
You must notify the DVLA if you intend taking your car out of the country. That applies even if you’re moving to France and driving your car through the tunnel. You need to complete section C of your V5 registration document to show the intended date of export and then a certificate of export (V561) will be issued to you in place of your V5 registration which will then enable you to register the vehicle abroad. To obtain a certificate of export, you should complete the relevant section of your V5 document and return it to the DVLA in Swansea or make the application at your local DVLA office but you need to do this a minimum of 14 days before your intended date of export. If you currently have a V5C registration certificate, you need to complete the relevant slip on the V5C which is called the V5C/4 (the notification of export) and send that to the DVLA. You’re then able to take the remainder of the V5C to the country you’re going to when the vehicle is being exported. If you are not in possession of either a V5C or V5 registration document, you can obtain one by completing the form V62 which you can get from the Post Office, and then send that to the DVLA. Then, follow the steps above. More information can be obtained from the DVLA website.
Choosing an International Car Shipping Company
It’s important that you shop around when looking for a company to ship your car overseas. Prices can vary widely and the cheapest price may not always be the best value for money. There are several things you’ll need to consider.
Will they be shipping the car from door to door or from terminal to terminal? Some companies might be cheaper but they might only ship your car to the nearest port to where you live at the other end. This won’t be too bad if you don’t live too far from the terminal but if you’re several miles away, this could involve greater costs overall. And, if you’re moving to a remote location, the actual cost of delivering the car to your new home might very well end up costing more than the actual shipping itself so when obtaining quotes, make sure you obtain full quotes which meet your exact specifications and not just get a basic quote with just the ‘top line’ on it.
What about shipping insurance? Most international shipping companies will offer some kind of basic insurance coverage but you need to find out what ‘basic’ includes and, more importantly, what it doesn’t include. Some may offer a higher premium depending on your destination and the type of car you have. And, if you’ve got an antique or ‘classic car’ or some kind of expensive sports model or luxury car, you’re better off taking out a higher insurance premium to cover the cost of your investment.
Routing of the Journey
To keep charges as low as possible, some international shipping companies will use different routes and different carriers to get you a lower price. Whilst that’s very noble of them, it’s no use to you if that means your car goes all the way around Europe one way then comes back upon itself and comes all the way around the other side before it finally reaches its destination. You’ll probably want your car as soon as possible after you get to your destination yourself, so you also need to check how long it will take before your car reaches its intended destination.
Try to obtain bona fide references from people who have used the company before in order to ship their vehicle. You might not object to paying a little extra if you’ve been able to obtain references and have good faith that your car is in good hands. Also, all shipping companies will give you a shipping report which will highlight any minor damages, dents or scratches that are on the vehicle before it is shipped. Before you sign this make sure that you agree with the reports findings. It’ll be the only record of the state of your vehicle before it is shipped and you’ll want to ensure that your car matches the report when it reaches its destination before you can be sure that no further damage has been inflicted on it during the journey.
For more information please visit www.gocompareremovals.co.uk
Informing the DVLA
You must notify the DVLA if you intend taking your car out of the country. That applies even if you’re moving to France and driving your car through the tunnel. You need to complete section C of your V5 registration document to show the intended date of export and then a certificate of export (V561) will be issued to you in place of your V5 registration which will then enable you to register the vehicle abroad. To obtain a certificate of export, you should complete the relevant section of your V5 document and return it to the DVLA in Swansea or make the application at your local DVLA office but you need to do this a minimum of 14 days before your intended date of export. If you currently have a V5C registration certificate, you need to complete the relevant slip on the V5C which is called the V5C/4 (the notification of export) and send that to the DVLA. You’re then able to take the remainder of the V5C to the country you’re going to when the vehicle is being exported. If you are not in possession of either a V5C or V5 registration document, you can obtain one by completing the form V62 which you can get from the Post Office, and then send that to the DVLA. Then, follow the steps above. More information can be obtained from the DVLA website.
Choosing an International Car Shipping Company
It’s important that you shop around when looking for a company to ship your car overseas. Prices can vary widely and the cheapest price may not always be the best value for money. There are several things you’ll need to consider.
Will they be shipping the car from door to door or from terminal to terminal? Some companies might be cheaper but they might only ship your car to the nearest port to where you live at the other end. This won’t be too bad if you don’t live too far from the terminal but if you’re several miles away, this could involve greater costs overall. And, if you’re moving to a remote location, the actual cost of delivering the car to your new home might very well end up costing more than the actual shipping itself so when obtaining quotes, make sure you obtain full quotes which meet your exact specifications and not just get a basic quote with just the ‘top line’ on it.
What about shipping insurance? Most international shipping companies will offer some kind of basic insurance coverage but you need to find out what ‘basic’ includes and, more importantly, what it doesn’t include. Some may offer a higher premium depending on your destination and the type of car you have. And, if you’ve got an antique or ‘classic car’ or some kind of expensive sports model or luxury car, you’re better off taking out a higher insurance premium to cover the cost of your investment.
Routing of the Journey
To keep charges as low as possible, some international shipping companies will use different routes and different carriers to get you a lower price. Whilst that’s very noble of them, it’s no use to you if that means your car goes all the way around Europe one way then comes back upon itself and comes all the way around the other side before it finally reaches its destination. You’ll probably want your car as soon as possible after you get to your destination yourself, so you also need to check how long it will take before your car reaches its intended destination.
Try to obtain bona fide references from people who have used the company before in order to ship their vehicle. You might not object to paying a little extra if you’ve been able to obtain references and have good faith that your car is in good hands. Also, all shipping companies will give you a shipping report which will highlight any minor damages, dents or scratches that are on the vehicle before it is shipped. Before you sign this make sure that you agree with the reports findings. It’ll be the only record of the state of your vehicle before it is shipped and you’ll want to ensure that your car matches the report when it reaches its destination before you can be sure that no further damage has been inflicted on it during the journey.
For more information please visit www.gocompareremovals.co.uk
Friday, 10 April 2009
'Research is important' when it comes to international removals
It has been claimed that those who are relocating internationally - to the US or Australia for example - the conducting of research on removal firms is vital.
Movers should try not to be hoodwinked by simple publicity stunts and find a happy medium between price and good service, according to Global Relocations.
"Packing and relocating to an international location can be stressful and could prove to be unforgettable traumatic experience if not handled professionally," the organisation says.
Although in the US or Australia it is unlikely that there will be any language barriers to contend with, the group says that it is best to go with an international removal company that has extensive local knowledge of the new country and can help relay relocation procedures.
Those who are emigrating overseas can obtain initial quotes based on current locations and destination addresses with www.gocompareremovals.co.uk
Movers should try not to be hoodwinked by simple publicity stunts and find a happy medium between price and good service, according to Global Relocations.
"Packing and relocating to an international location can be stressful and could prove to be unforgettable traumatic experience if not handled professionally," the organisation says.
Although in the US or Australia it is unlikely that there will be any language barriers to contend with, the group says that it is best to go with an international removal company that has extensive local knowledge of the new country and can help relay relocation procedures.
Those who are emigrating overseas can obtain initial quotes based on current locations and destination addresses with www.gocompareremovals.co.uk
Wednesday, 8 April 2009
Unpacking after your move
You certainly didn't have your stuff totally packed for just one day. So do not imagine to unpack in one either. Make a quick setting up of all essentials and take care for your family to feel comfortable in your new home, especially the kids. Make a top list with the rooms to unpack and put the kitchen, bedrooms and bathrooms first. Start unpacking following your inventory sheet and all labels, colour coded stickers and inscriptions that you've put while packing. Try not to get in obsessions to unpack your decorative items such as vases, paints and mirrors. Involve everyone in the process of unpacking and allocate the duties among the family members. Enjoy your new home and have fun while placing your stuff inside.
For more information please visit www.gocompareremovals.co.uk/house-removal-advice.htm
For more information please visit www.gocompareremovals.co.uk/house-removal-advice.htm
Monday, 6 April 2009
Using a House Move to De-Clutter
When making preparations to move house it’s an ideal opportunity to clear out all of the unnecessary items you’ve been hoarding for years. Not only will this make the move more organised but, as you’ll be taking far less with you in terms of overall weight and the time it takes to load everything up onto the removal van, it could mean considerable financial savings too, not forgetting that your new home will be clutter free when you move in – for a while, at least.
The Benefits of De-cluttering
In addition to the savings you will make on not having to transport unnecessary items, de-cluttering also serves other useful purposes. It can help you purge yourself both physically and emotionally of things that have no current or future place in your life. Perhaps, you’ve kept old photograph albums of holidays with a long left behind ex-partner from years ago. Perhaps you’ve got boxes of vinyl LPs and you don’t even have a turntable these days. Whatever the reasons behind your de-cluttering, you’ll often find that, if you systematically go through each room in your house on a de-cluttering ‘mission’, you’ll suddenly become aware of so many items that have no intrinsic value to you whatsoever – items that have simply become redundant to your life and which are, effectively, gathering dust so a house move is a great way to clear these things out or, alternatively, for you to make provisions to give them away or to sell some of them so that other people can make use of them. And, if you do the latter, you might even make some extra money to help with the removal costs.
Questions to Ask Yourself
Is this really any use to me?
Can I fit into it and, if so, could I ever see myself wearing it?
Why am I keeping it?
Am I only keeping it for sentimental reasons?
Recycling Exercise
Obviously, there will be lots of absolute rubbish lying about your house. Old clothes that you’ve long grown out of might be so worn out or so out of style that they’re not going to be use to anybody. But don’t just judge each item by your own standards. Try to think of others who might just have a need for something which you no longer do. In other words, where possible – recycle. This could include gathering together items which you can put on an internet auction site. You could hold a car boot sale, perhaps or there might be many things you can donate to charity shops.
The best way to go about de-cluttering is simply to do it room by room, going through all your drawers, wardrobes and cupboards and also within your shed and garage and gathering everything you no longer have a need for. As you do so, separate those items which are either to be thrown in the bin or potentially recycled. Keep lots of bin bags handy. In other words, by doing that, you’ve made a conscious effort to get rid of things that YOU no longer personally need. You’ll probably be amazed at the amount you’re able to collect and the increased amount of space left as a result. And, that should be enough to leave you without any doubt that you’re doing the right thing because when you look at the space you’ll save a as result, just think – if you were to take all this ‘rubbish’ with you, just how much space that would take up in your new property. You might choose to hire a skip if you have a lot of stuff to get rid of but they aren’t that expensive and, in hiring one, you’re likely to make more of a conscious effort to ditch the sentimentality which will ultimately lighten your load.
For more information please visit: www.gocompareremovals.co.uk/house-removal-advice.htm
The Benefits of De-cluttering
In addition to the savings you will make on not having to transport unnecessary items, de-cluttering also serves other useful purposes. It can help you purge yourself both physically and emotionally of things that have no current or future place in your life. Perhaps, you’ve kept old photograph albums of holidays with a long left behind ex-partner from years ago. Perhaps you’ve got boxes of vinyl LPs and you don’t even have a turntable these days. Whatever the reasons behind your de-cluttering, you’ll often find that, if you systematically go through each room in your house on a de-cluttering ‘mission’, you’ll suddenly become aware of so many items that have no intrinsic value to you whatsoever – items that have simply become redundant to your life and which are, effectively, gathering dust so a house move is a great way to clear these things out or, alternatively, for you to make provisions to give them away or to sell some of them so that other people can make use of them. And, if you do the latter, you might even make some extra money to help with the removal costs.
Questions to Ask Yourself
Is this really any use to me?
Can I fit into it and, if so, could I ever see myself wearing it?
Why am I keeping it?
Am I only keeping it for sentimental reasons?
Recycling Exercise
Obviously, there will be lots of absolute rubbish lying about your house. Old clothes that you’ve long grown out of might be so worn out or so out of style that they’re not going to be use to anybody. But don’t just judge each item by your own standards. Try to think of others who might just have a need for something which you no longer do. In other words, where possible – recycle. This could include gathering together items which you can put on an internet auction site. You could hold a car boot sale, perhaps or there might be many things you can donate to charity shops.
The best way to go about de-cluttering is simply to do it room by room, going through all your drawers, wardrobes and cupboards and also within your shed and garage and gathering everything you no longer have a need for. As you do so, separate those items which are either to be thrown in the bin or potentially recycled. Keep lots of bin bags handy. In other words, by doing that, you’ve made a conscious effort to get rid of things that YOU no longer personally need. You’ll probably be amazed at the amount you’re able to collect and the increased amount of space left as a result. And, that should be enough to leave you without any doubt that you’re doing the right thing because when you look at the space you’ll save a as result, just think – if you were to take all this ‘rubbish’ with you, just how much space that would take up in your new property. You might choose to hire a skip if you have a lot of stuff to get rid of but they aren’t that expensive and, in hiring one, you’re likely to make more of a conscious effort to ditch the sentimentality which will ultimately lighten your load.
For more information please visit: www.gocompareremovals.co.uk/house-removal-advice.htm
Friday, 3 April 2009
Affordable and reliable removal service - is this possible?
We all know how moving makes us nervous and that it is very frustrating and stressful most of the times, due to lack of experience, coordination and communication between the moving company and the customer. All of this can be avoided by hiring a reputable moving company to do the job for you. The questions are “How do I know which company can be trusted?” and “How should we avoid paying more and end up disappointed?”.
In today’s market with so many moving companies, there is one that can be trusted, based on the information collected online and from customers’ comments that have used them. The Removal Supermarket is a professional moving company with vast experience in the industry. After a bold decision the company is rapidly expanding on the moving market. The potential for 2011 is to open three offices, first in London, second in New York and third in New Zealand with the idea to continue to provide a quality service for long distance Coast-to-Coast moves and general worldwide and international removals.
For the many UK customers that have already moved within Britain and overseas The Removal Supermarket are moving towards meeting every customer’s schedule and requirements all over the world where ever their collection and delivery address.
The Removal Supermarket are friendly and motivated and ready to explain everything you need to know about your moving job in details. Since the good communication is a key factor in the whole moving process, all worries are reduced to a minimum during each Local Move, Long Distance Relocation, Luxury Moving, Commercial Relocation, Student Move or In-House Move etc. With the office based staff every customer can have a co-ordinator continuously offer updates to the status of their scheduled move for no additional cost making it one of the first moving businesses in the field providing such convenience and assurance. There is no doubt why the company has moved so many customers smoothly and successfully.
If you need to move please obtain your free removal quote with no obligation please visit: www.gocompareremovals.co.uk/removals-quote.htm
In today’s market with so many moving companies, there is one that can be trusted, based on the information collected online and from customers’ comments that have used them. The Removal Supermarket is a professional moving company with vast experience in the industry. After a bold decision the company is rapidly expanding on the moving market. The potential for 2011 is to open three offices, first in London, second in New York and third in New Zealand with the idea to continue to provide a quality service for long distance Coast-to-Coast moves and general worldwide and international removals.
For the many UK customers that have already moved within Britain and overseas The Removal Supermarket are moving towards meeting every customer’s schedule and requirements all over the world where ever their collection and delivery address.
The Removal Supermarket are friendly and motivated and ready to explain everything you need to know about your moving job in details. Since the good communication is a key factor in the whole moving process, all worries are reduced to a minimum during each Local Move, Long Distance Relocation, Luxury Moving, Commercial Relocation, Student Move or In-House Move etc. With the office based staff every customer can have a co-ordinator continuously offer updates to the status of their scheduled move for no additional cost making it one of the first moving businesses in the field providing such convenience and assurance. There is no doubt why the company has moved so many customers smoothly and successfully.
If you need to move please obtain your free removal quote with no obligation please visit: www.gocompareremovals.co.uk/removals-quote.htm
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